ING Bank Śląski | Annual Report 2014

ING BANK ŚLĄSKI

ING BANK ŚLĄSKIAnnual Report 2014

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44. Operating leases

44.1. Group as a lessee

The Group cooperates with a lease company in respect of car leasing and fleet management. The Group also incurs costs due to the lease of dwelling units, recognised as operating leases. Those agreements do not provide for any contingent fees to be paid by the lessee; no constraints arise from the provisions of the lease agreements. In some cases the agreements provide for the possibility of prolonging the agreement, using the possibility of purchase or price change.

Lease payments by maturity are disclosed in the table below:

  end of 2014 end of 2013
up to 1 year 106.2 107.1
over 1 year and up to 5 years 232.1 236.0
over 5 years – annual payment amount 26.4 29.4

 

​44.2. Group as a lessor

The Group earns income from renting investment real estate and own real estate. Those agreements are treated as operating lease agreements. Those agreements do not provide for any contingent fees to be paid by the lessee; no constraints arise from the provisions of the lease agreements. In some cases the agreements provide for the possibility of prolonging the agreement or changing the price; however they do not provide for the possibility 
of purchase.

Lease payments by maturity are disclosed in the table below:

  end of 2014 end of 2013
up to 1 year 15.4 15.1
over 1 year and up to 5 years 11.5 29.3
over 5 years – annual payment amount 0.1 5.4

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